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Our Retail that is current Prime speed (RPLR) is 19.42%
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| Sr No. | Charge explanation | Charge Amount | ||||||
|---|---|---|---|---|---|---|---|---|
| Processing charges (Non-Refundable) | Loan Amount | Minimum Login charges | ||||||
| 1 | Salaried/Self Employed Professional (SEP) | as much as Rs. 30 Lakh: Rs. 5,000 + document fees + Applicable GST | Rs. 2,500 or fee that is processing whichever is gloomier + Applicable GST | |||||
| Above Rs. 30 Lakh as much as Rs. 75 Lakh: Rs. 10,000 + document charges + Applicable GST | ||||||||
| Above Rs. 75 Lakh: Rs. 20,000 +document fees + Applicable GST | ||||||||
| one-man shop Non Professional (SENP) | web PAT: 0.5% + Applicable GST other people: 1.5 % + Applicable GST |
|||||||
| 2 | CERSAI Registry / Modification Charges | Rs. 50 + Applicable GST for loans upto Rs. 5 Lakh Rs. 100 + Applicable GST for loans above Rs. 5 Lakh |
||||||
| 3 | Technical Fees (for extra home or property situated outside geographic restriction or even for pre technical) | a. Within 60 kilometer radius: No costs b. Beyond 60 kilometer: Rs. 500 + Applicable GST for very very first see and Rs. 750 + Applicable GST for subsequent visits |
||||||
| 4 | Valuation fee in Construction Linked Loan instances | First visit: No fees. Subsequent visits: Rs. 500 + Applicable GST |
||||||
| 5 | Part-Prepayment Charges | Rate of Interest -Type | Disbursement Stage | Charges Applicable | ||||
| Fixed / Variable | Within 6 months from first disbursement | No prepayment permitted | ||||||
| After six months | ||||||||
| Borrower/ co-borrower is Individual | No Charges | |||||||
| Borrower/ co-borrower is other than Individual | 2% + Applicable GST | |||||||
| 5 (a) | property property property Foreclosure costs | Rate of Interest -Type | Disbursement Stage | Charges Applicable | ||||
| Fixed/Variable | Within 6 months from 1st Disbursement | No foreclosure allowed | ||||||
| After 6 months | ||||||||
| Fixed / Variable | Own Source | No Charges | ||||||
| Borrower/co-borrower is individual | ||||||||
| Variable | stability Transfer | |||||||
| Fixed/ Variable | Borrower/co-borrower is apart from specific | 2% + Applicable GST | ||||||
| Balance Transfer | ||||||||
| 5 (b) | Prepayment costs (Plot Loans/Easy Land Cum Construction Loans) | 3% + Applicable GST just in case the dwelling device just isn’t constructed regarding the plot within three years through the date of very very first disbursement for the loan. (Borrower/co-borrower is other than specific) | ||||||
| 6 | Cheque/ECS bounce fees | Rs. 500 + Applicable GST | ||||||
| 7 | Bank Charges on Cheque/ECS Bounce | At real | ||||||
| 8 | Overdue fees on standard installment (EMI/Pre-EMI) | 18% per year regarding the dues that are outstanding. | ||||||
| 9 | need Draft/Pay purchase issuance fees | Rs. 150 per Lakh or bank that is actual, whichever is higher + Applicable GST. | ||||||
| 10 | Cheque/ECS swapping fees (per set) | Rs. 250 + Applicable GST per swap | ||||||
| 11 | Collection pickup costs | Rs. 250 per visit + Applicable GST | ||||||
| 12 | Legal Charges | Legal costs as applicable on instance to case basis | ||||||
| 13 | Non-encumbrance certificate | At real | ||||||
| 14 | healing costs | At actual | ||||||
| 15 | Stamp duty/ Franking charges | depending on relevant law/charges regarding the property that is relevant | ||||||
| 16 | Duplicate No Dues Certificate | Rs. 250 + Applicable GST | ||||||
| 17 | Copy of home papers | Rs. 500 + Applicable GST | ||||||
| 18 | Statement of account/ provisional IT certificates | first: No charges Subsequent: Rs. 250 Applicable that is + GST |
Custodial Fee for home documents in shut loans | Rs. 500 per(post 60 Days from Loan Closure Date) + Applicable GST | ||||
| 20 | Document retrieval charges on closure of loan | Rs month. 1,000 + Applicable GST for loans upto Rs. 10 Lakh, Rs. 2,000 + Applicable GST for loans above Rs. 10 Lakh |
||||||
| 21 | Foreclosure declaration | Rs. 500 + Applicable GST | ||||||
No conversion does apply for loans sanctioned under Land Loans, ELCC/ Composite Loan (just those full instances when construction continues to be maybe not done) and Surrogate goods.
We at DHFL, provide you with the only of this cheapest rate of interest for a house loan which yes does make a large huge difference to your general spending plan. Additionally, utilizing the present interest on home loans, DHFL can help make sure that monetary restraints usually do not come the right path, while your buy your very own fantasy house. Therefore usually do not wait to simply simply take our help and spend money on a very long time of joy on your own.
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- Group Organizations
- DHFL Pramerica Lifetime
Insurance Carrier Ltd. - DHFL Pramerica
Asset Managers Pvt. Ltd. - Avanse Financial
Services Ltd. - DHFL General Insurance Ltd
Services Ltd. - DHFL Advisory And
Investments Private Limited - DHFL Investments
Limited - DHFL Changing Lives Foundation
- DHFL Holdings Limited
Dewan Housing Finance Corporation Limited
Regd. Office: Warden House, 2nd Floor, Sir P.M. Path, Fort, Mumbai-400 001.
Disclaimer – “As regards deposit activity that is taking f the organization, the watchers may make reference to the advertisement into the newsprint / information furnished into the application for soliciting general general public build up; the organization is having a legitimate certification of Registration dated 31/07/2001 released because of the National Housing Bank under Section 29A for the nationwide Housing Bank Act, 1987. Nevertheless, the National Housing Bank will not accept any obligation or guarantee in regards to the current place as to your economic soundness associated with the business or even for the correctness of any regarding the statements or representations made or views expressed by the business as well as repayment of deposits / discharge of this liabilities by the business. “
*The information mentioned herein is susceptible to alter without previous notice. Please check out your nearest branch that is DHFL step-by-step informative data on our different items and modifications, if any. Stipulations use
Disclaimer – “As regards deposit activity that is taking of business, the audiences may refer to the ad when you look at the newsprint / information furnished into the application for soliciting general public build up; posted on June 28, 2018 within the complimentary Press Journal plus in Navshakti, Mumbai, correspondingly. The organization is having a certificate that is valid of dated 31/07/2001 granted because of the National Housing Bank under Section 29A associated with the nationwide Housing Bank Act, 1987. Nevertheless, the National Housing Bank doesn’t accept any obligation or guarantee in regards to the position that is present into the economic soundness of this company or even for the correctness of any for the statements or representations made or viewpoints expressed by the organization as well as for payment of deposits / release for the liabilities by the business. “
*The information mentioned herein is susceptible to change without previous notice. Please go to your nearest branch that is DHFL step-by-step info on our different services and products and modifications, if any. Stipulations use